HomeAbout CatherineContact CatherineTestimonials
Insurance CarriersLife, Home, Renters, Auto, UmbrellaMotorcycle, RV, Boat/Watercraft, TrailerIndividual, Family Health, Dental, and Supplemental
Health News, Tools, Treatment LocatorHealth FormsBusiness, Commercial, LandlordGroup Health, Dental, and Supplemental
Consent Authorization and Privacy StatementCredit Information StatementBlog/Vlog

Catherine Giles, Independent Insurance Agent                Catherine Giles, Agente de Seguros Independiente

CONSENT AUTHORIZATION AND PRIVACY POLICY STATEMENT


As a part of normal operations for Catherine Giles and her insurance business, Catherine Giles DBA Catherine Giles Insurance, she and her business obtain consent authorization to and do collect, and in some cases, disclose information about you. Catherine and her insurance business encourage you to read the following Consent Agreement and Privacy Statement that contains information regarding the consent of, collection, use, disclosure, and protection of your information.

If you are not comfortable with any of the terms or policies described in this Consent Authorization and Privacy Statement, Catherine and her insurance business encourage you to send confidential correspondence through the postal service.


What information does Catherine and her insurance business obtain consent authorization to and do collect, and in some cases, disclose information about you?


Business and/or Personal, Financial, and Product Information

Catherine and her insurance business obtain consent authorization to: ‐ 

1.Conduct an online business and/or person search in insurance quoting, application, application submission, binding, submitting requests for payments, and servicing  of your quotes, applications, and policies via broker portals of websites of insurance carriers and/or the Health Insurance Marketplace;

2.Assist with completing a business or personal eligibility insurance insurance quoting, application, application submission, binding, submitting requests for payments, and servicing of your quotes, applications, and policies via broker portals of websites of insurance carriers and/or the Health Insurance Marketplace;

3.Assist with employer group and/or individual plan selection and enrollments;

4.Assist with ongoing employer and/or individual account/enrollment maintenance only following written request from such account/enrollment maintenance by employer and/or individual.  

In addition, Catherine and her insurance business collect business and/or personally identifiable information in order to identify and to register you and/or your business(s) as client(s). 

Also, Catherine and her insurance business collect business and/or personal, financial and product information in order to provide you with services tailored to your and/or your business's particular needs. By learning about your business and/or about you or your family, Catherine and her insurance business can deliver more relevant protection and product offerings and, thus, offer you better insurance product options and services.

The information which Catherine and her insurance business collect will vary depending upon the function(s) or processes you select or request from Catherine and her insurance business. 

Depending upon the function, product, or process you select (for example, quote, request for proposal, processing of quote or proposal, application, application submission and processing, application and policy servicing,  communications), you may decide to disclose and in order to complete your insurance requests, insurance carriers may require that Catherine and her insurance business provide information such as:

◾Business Entity Name(s) and/or personal Name(s)

◾Address(es)

◾Birthdate(s)

◾Phone number(s)

◾E-mail address(es)

◾Policy(ies) Type(s) & Number(s)

◾Social Security Number(s)

◾Business EIN Number(s)

◾Driver’s License Number(s), accident/violation history(ies), information about vehicle operator(s), lien(s)/lease holder(s), vehicle information, etc.

Who Should Use Catherine's and her insurance business's Web Site?

Catherine's and her insurance business's Web site is for insurance product options, products, and/or services and is not intended for children. She and her insurance business offer insurance product options, products, and/or services and, thus, do not market any products or services to children under the age of eighteen or knowingly collect any information from children under the age of eighteen. If Catherine and her insurance business become aware that information is or has been submitted by or collected from a child under the age of eighteen, she and her insurance business will destroy this information.

What Kind of Business and/or Personal Information does Catherine and her insurance business have, and where did she and her business get it?

Much of the business and/or personal information which Catherine and her insurance business collect comes directly from you. When submitting your requests for quote(s), application(s) or request for insurance or other products and services she and her insurance business offer, or in requesting policy servicing(s), you may give Catherine and her insurance business information, which is listed above. 

She and her insurance business also keep information about your transactions with my affiliated insurance carriers and companies – for example, the types of products and services you purchase from her and her insurance business, premiums, policy account balances and payment history. As part of the quoting and application process(es), Catherine and her insurance business, also, may collect information from outside sources, including consumer reporting agencies and/or healthcare providers or reporting agencies such as the Medical Information Bureau (MIB), via an insurance carrier's broker portal or website. This information includes loss information reports, motor vehicle reports, credit reports, and medical information.

Who Collects this Information?

In order to better serve your particular needs, Catherine and her insurance business collect the above-stated information working on your business and/or your personal behalf. In addition to collecting information from your business and/or about you, you should also know that, depending on the nature of your transaction, Catherine and her insurance business may collect information from outside sources, such as loss information reports, motor vehicle reports, and credit reports, via insurance carrier broker portals. For property insurance, she and her insurance business may inspect your property and verify information about the value and condition of your property.

How is this Information Used?

The information you disclose or submit to Catherine and her insurance business about your business and/or about yourself and/or your family via in-person, on-line forms, e-mails, by phone, or virtual meetings are used to provide you with the response or service which you have requested.

Catherine and her insurance business may, also, use this information to contact you about products and services. If you do not wish to receive these communications, you can write or email her and her insurance business or simply reply to any e-mail  which you receive from her and her insurance business of your desire to be removed from Catherine's and her insurance business's communications lists.

Who has Access to this Information?

In order to better serve your particular needs, Catherine, her insurance business, and certain affiliated insurance carriers and/or companies working on our behalf have access to this information. This information may also be disclosed to third parties without your consent if disclosure is necessary to comply with legal processes or to protect the rights, property, or personal safety of yourself, others, or the public as required by law. Catherine and her insurance business may, also, provide limited information about you to third parties without your permission when necessary or appropriate to service an insurance policy which Catherine and her insurance business have submitted for issue (e.g., inquiries from lien holders or additional insureds listed on the policy) or to address claims questions under a policy which Catherine and her insurance business have requested for issue.

In addition, she and her insurance business may, as permitted by law, provide information about you without your permission to certain persons or organizations, such as: insurance support organizations; other insurance companies in order to perform their function in regard to an insurance transaction involving you (i.e. a claim); independent claim adjusters; businesses that conduct actuarial or research studies; regulatory and law enforcement authorities; or affiliated companies, if any.

What are your Options Regarding Collection, Use, and Distribution of your Information?

Any information you submit to Catherine and her insurance business via any and all forms of communication is done so on a voluntary basis. When you access Catherine's and her insurance business's Web site in this manner, the collection, use, and distribution of your information will be handled according to the terms and policies outlined in this Consent Authorization and Privacy Statement. If you object to the collection, use, and distribution policies outlined in this Consent Authorization and Privacy Statement, Catherine and her insurance business ask that you do not submit information.

What are your Options Regarding Correction or Storage of your Information?

You may either personally see, or obtain from Catherine and her insurance business by mail, the information about you in Catherine's and her insurance business's files. If you believe the information which she and her insurance business have about records or files is incomplete or inaccurate, you may request via telephone or a postal mail letter that Catherine and her insurance business make any necessary additions or corrections or, to the extent that it is feasible, that she and her insurance business delete this information from her and its files.

Links and Co-Branded Sites:

This Web site contains links to other sites. Catherine and her insurance business provide links to other sites as a convenience to persons who visit the Web site. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information (some of which may, on an individual or aggregated basis, be shared with with Catherine and her insurance business).  Please be aware that Catherine and her insurance business are not responsible for the privacy practices of those sites, even though Catherine's name and/or insurance business name, and/or logo may appear on those sites. She and her insurance business encourage you to be aware when you leave Catherine's and her insurance business's Web site and encourage you to read the Privacy Statements of each and every Web site that you visit, as the privacy policy of those sites may differ from Catherine and her insurance business.


Have Additional Questions Regarding Your Privacy?


Contact Catherine and her insurance business home office:

Catherine Giles, An Independent Insurance Agent, Doing Business as Catherine Giles Insurance
1500 South Scullin Avenue
Denison, TX  75020

Cell: 940-597-4757
Home Office: 940-440-8974
Home Office Fax: 888-819-7783
Email: [email protected]
Website: www.giles4insurance.com
Mobile Site:  m.giles4insurance.com

OPT-OUT FORM
IF YOU CHOOSE NOT TO OPT-OUT, YOU DO NOT NEED TO RESPOND IN ANY WAY.

If you decide to opt out of disclosing your consumer information to Catherine and her insurance business, and/or to limit some but not all marketing by Catherine and her insurance business on your behalf with insurance companies that may benefit you and/or your business(es), both except as otherwise permitted by law, you may do so only by sending an Opt-Out Notice in writing to Catherine and her insurance business by email at:  [email protected], by fax at 888-819-7783, or by mail me at the address above.   You may receive more than one Opt-Out Form from your insurance carriers if you have more than one policy with the underwriting companies listed in the Privacy Notice that your insurance carriers will send you.  You will need to return ALL Opt-Out Forms in order to opt out on all  of your policies.

Any policyholder may opt out on behalf of other joint policyholders. An opt out by any joint policyholder will be deemed to be an opt out by all policyholders of the policy issued.

Opt Out Email, Fax or Mailed Letter:

Name (First, Last)
Address:
City, State, Zip:
Policy Number:


Catherine and Catherine Giles DBA Catherine Giles Insurance,, Please do not share my consumer report information other than as permitted by law. I understand that by opting out of such sharing by you and your insurance business on my behalf with insurance carriers, I may lose certain opportunities to receive information about discounts, benefits or additional products and services.



Return to:
Catherine Giles, An Independent Insurance Agent,
Doing Business as Catherine Giles Insurance,
www.giles4insurance.com
1500 South Scullin Avenue
Denison, TX  75020